Rideshare services like Lyft have made it easier than ever to get around. But just like any other form of transportation, accidents can happen. A lawyer, like a Lyft accident lawyer, knows that if you’re injured in a crash involving a Lyft vehicle, your next steps may depend on what role you played in the incident—whether you were a passenger, another driver, a pedestrian, or even the Lyft driver yourself. Sorting out responsibility and coverage in these cases often comes down to a few key factors.
Who May Be Liable For The Crash
In any motor vehicle accident, determining fault is the starting point. If the Lyft driver caused the accident, they—or Lyft’s insurance—may be financially responsible. If another driver caused the crash, that driver’s insurance would likely be the primary source of compensation. However, because rideshare drivers are using their personal vehicles while working, liability can get more layered.
Lyft provides liability coverage that varies depending on the driver’s status at the time of the crash. If the driver was off the app, their personal insurance applies. If they were logged in but hadn’t accepted a ride yet, Lyft provides limited liability coverage. Once a ride has been accepted or a passenger is in the car, Lyft provides more substantial insurance coverage, which can include up to $1 million in liability for injuries and damages.
Steps To Take Right After The Accident
Whether you’re the passenger or someone hit by a Lyft driver, your health should be the first priority. Call 911 if anyone is injured and wait for law enforcement to arrive. Make sure you gather important information at the scene, including the Lyft driver’s name, vehicle information, and contact details for any witnesses. If possible, take photos of the vehicles, road conditions, and any visible injuries.
If you’re a passenger, take a screenshot of your ride details within the Lyft app. That can help confirm that the driver was logged in and transporting you at the time of the crash, which makes Lyft’s higher-tier insurance coverage applicable.
Filing A Claim
Once medical care has been received and the immediate situation is stable, the next step is to report the accident. Lyft has an online claims process where passengers and third parties can submit reports. However, it’s also important to report the incident to your own auto insurer if you were driving another vehicle involved in the crash.
In cases where Lyft’s insurance coverage applies, it’s typically handled through third-party insurance administrators. These companies will investigate the crash, assess liability, and make decisions about paying claims. Keep in mind that insurance companies, whether Lyft’s or someone else’s, will often look for ways to limit what they pay out, so documentation matters.
Why Legal Guidance May Help
Rideshare accident claims can involve multiple insurance policies and conflicting accounts of what happened. Attorneys like those at Barry P. Goldberg can attest to the fact that these cases are rarely as simple as they may seem at first. Whether you’re dealing with Lyft’s insurance or another driver’s policy, protecting your right to compensation often means being proactive and well-prepared.
If you’ve been involved in an accident with a Lyft vehicle, taking the right steps early can make a meaningful difference in your recovery—both physically and financially. Getting the right support can help clarify the process and improve your chances of a fair outcome. For help, reach out to your local attorney’s office when you are ready.